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Disclaimer

Nothing contained on this website or any written material of Loyal Bank Limited constitutes a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

Not all products/investments are available and suitable to all investors. The products or services of Loyal Bank Limited are only offered to clients in those countries and regions with applicable laws and regulations. FX, Stock, Commodities, ETF, Future and CFD trading such as trading any other leveraged products may be subject to restrictions in different countries. Some services may not be available to certain investors due to regulatory or other constraints. Please take appropriate advice from an independent, qualified professional adviser in the country in which you reside or do business in order to find out and make sure that there are no restrictions applicable pertaining to trading with us. You are advised that the services are only available after completion of the Loyal Bank Limited contractual documentation.

Loyal Bank puts great emphasis on following international laws, regulations and regulatory requirements and to stay compliant with them. Due to US regulations we regret that we are unable to accept any US residents and /or US citizens for our LoyexFX and TraderPRO products. All such applications will be automatically rejected by our Compliance Team, thank you for your kind understanding.

The Client understands and acknowledges that Loyal Bank Limited may modify, alter or change the terms and conditions set forth herein without notice. Neither the information nor any opinion expressed in the Bank website and/or the Bank contractual or other documentation constitutes a solicitation, an offer or a recommendation of the Bank to buy or sell any currencies or to engage in financial investments or transactions, or in any other transaction

Nothing contained on any of Loyal Bank's websites (loyalbank.com, loyexpro.com, myloyex.com, myloyalgold.com, loyalgroup.org and latcsvg.com - hereinafter referred to as Loyal Bank's websites or services) constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision.

Trading stocks / forex / options / CFDs / futures / commodities / physical precious metals / bonds carries a high level of risk, and may not be suitable for all investors. Before deciding to trade any of the above instruments you should carefully consider your investment objectives, level of experience, and risk appetite. You should be aware of all the risks associated with, and seek advice from an independent financial advisor, tax attorney or accountant in your country if you have any doubts.

When investing in stocks / forex / options / CFDs / futures / commodities / physical precious metals / bonds you should be aware of the risks involved due to the fluctuation in the value of such prices, which can cause fluctuations in the value of your investment. Any past performance figures are not indicative of future performance. Any type of market or trade speculation that can yield an unusually high return on investment is subject to unusually high risks. Stocks /forex / options / CFDs / futures / commodities / physical precious metals / bond trading may give rise to large losses within a relatively short period of time that may be attributed to adverse market movements or to position build-up. Trading of the above mentioned instruments are not suitable for everyone. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore by agreeing to deal or trade in the products or services offered by Loyal Bank Limited you are deemed to have declared that any trading in financial instruments is proportional and/ or reasonable to your specific financial situation and that independent financial advice has been sought by you, or will be if necessary. In this respect, only your surplus funds should be placed at risk and anyone who does not have such surplus should avoid engaging in FX / CFD trading.

We recommend that you should immediately contact any independent financial advisor and request any necessary information before making any investment decision, especially in case of doubts on the risks related to bonds / stocks / foreign exchange / options / CFDs / ETFs / futures / commodities / physical precious metals.

The materials on the Loyal Bank, LoyexFX, TraderPRO and LoyalGold websites are available to help you understand the products traded on different markets and are not an invitation, solicitation or recommendation to trade or to undertake any particular course of action. We also recommend that all new or inexperienced traders should open a LoyexFX and-/or TraderPRO Demo Account to practice bond / stocks / FX / options / CFDs / ETFs / futures / commodities before going live. Opinions, research and analysis reports and other documents dealing with market speculation produced or published by Loyal Bank Limited are intended to support the trading experience. They are not considered to be precise or conclusive, nor can they act as a guarantee against the reduction of risk associated especially when trading in FX. Individuals choosing to act on this information do so at their own risk.

Loyal Bank Limited reserves the right to increase spreads or margin requirements, and to take steps to impose procedures or restrictions that it in its sole discretion - sees fit at any time. Loyal Bank Limited also reserves the right to change any time the terms and conditions of trading bonds / stocks / FX / options / CFDs / ETFs / futures / commodities and physical precious metals.

Although rare, internet-based trading can involve technical risks related, but not limited to, Internet connection, software or hardware failures or delays. Loyal Bank Limited is not responsible for any losses or missed trading opportunities as a result of communication failures, disruptions or unexpected system failures of its service providers. In these circumstances, clients are advised to communicate or place orders via our Customer Support Service number at Tel: +(361) 383 0853 or + (361) 803 6033. In this regard, Loyal Bank Limited strongly recommends that the Client has an account available with another currency or bullion broker in order to perform the desired transactions if these cannot be performed on the Trading Platform.

Furthermore, Loyal Bank Limited accepts no liability for any losses or damages suffered from any act or omission to act of any third parties involved in the dealing of the Client's participation.

Loyal Bank Limited does not provide any investment advice in connection with any form of trading. Loyal Bank Limited is not acting in any legal or tax advisory role and shall not be liable for any adverse tax consequences affecting the client as a result of any trading or investment made. Client agrees to pay, indemnify and hold harmless Loyal Bank Limited from and against any tax or other levy, including any goods or services tax, imposed by any governmental agency now or in the future. Loyal Bank's liabilities are limited to provide fx trading, securities trading service or physical precious metals purchased, sold or stored for its clients who accept and fulfill the Bank's requirements to conduct such trading.

Loyal Bank Limited shall not be held responsible for any damages or losses incurred by reason of the use of internet systems, electronic mail, air-mail, telephone, fax, and other means of transmission, e.g. from losses, delays or unavailability (due to system errors or other reasons), misunderstandings, errors in transmission, forgeries, destruction or duplications etc., provided that Loyal Bank Limited has not acted in gross negligence or willful misconduct.

Loyal Bank Limited's websites are translated into various languages for the added convenience of the client. In the event of conflict between the original English website content and any translation of the website into other languages, or any other translated communication by Loyal Bank Limited, the English version shall take precedence.

Contracts for difference or CFDs are an agreement between the Client and Loyal Bank's third party contractual service provider, that at the close of the contract they will settle the difference between the opening price of a position in either shares or indices or commodities and its closing price. The amount of any profit or loss made on a CFD will be equal to the difference between the price of the underlying value of the index when the CFD is opened and the price of the underlying value of the index when the CFD is closed multiplied by the number of index or commodity CFDs.

As a result of existing market conditions, and the fact that the bonds / stocks / FX / options / CFDs / ETFs / futures / commodities are provided by a contractual third party service provider of Loyal Bank Limited (and not by Loyal Bank Limited itself,) the Client may not be able to sell a CFD due to liquidity issues, or when the Client has already sold one or more of the above products, the third party may compel the Client to close his position. Loyal Bank Limited cannot be held responsible for any damages or losses incurred by trading the above products of its third party provider and do not offer any market for such securities.

LoyexFX is an FX/investment/securities trading service of Loyal Bank Limited, Cedar Hill Crest Villa, Kingstown, St. Vincent and the Grenadines, West Indies.

TraderPRO is an investment/securities trading service of Loyal Bank Limited, Cedar Hill Crest Villa, Kingstown, St. Vincent and the Grenadines, West Indies.

LOYAL GOLD is a physical precious metals trading service of Loyal Bank Limited, Cedar Hill Crest Villa, Kingstown, St. Vincent and the Grenadines, West Indies.

Loyal Bank Limited is regulated by the International Financial Services Authority of St. Vincent and the Grenadines and is audited by KPMG.

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